About Simply Unscripted

Welcome to Simply Unscripted, your go-to resource for navigating the world of personal finance. Here, we’re all about providing you with the tools and insights you need to make informed financial decisions. So, make yourself comfortable, and let’s explore the world of finance together.

My Mission

My mission is crystal clear: to equip you with the tools and knowledge you need to shape your very own path to financial freedom. I firmly believe that when it comes to personal finance, there’s no one-size-fits-all solution. Whether you’re striving to conquer debt, revamp your budget, or supercharge your savings, you’re in the right place.

Your Financial Journey, Your Rules

At Simply Unscripted, I’m all about personalization. Managing your money isn’t about fitting into someone else’s mold; it’s about designing a financial journey that resonates with you. You’re the captain of your ship, and we’re here to help you navigate those sometimes choppy waters.

A Peek into My Financial Journey

Oh, I’ve had my fair share of financial adventures! From the days when I treated my credit cards like magical pieces of plastic that could stretch my budget beyond its limits to becoming a single mom with a trio of kiddos and a whopping $15,000 credit card debt, my journey was anything but a smooth sail.

Balancing the desire to save while diligently chipping away at that debt was a tightrope act. But, believe it or not, I managed to clear that credit card debt in less than two years, all while allowing myself a little wiggle room for life’s fun stuff.

But just as I thought I had shaken off the debt burden, unforeseen home repair bills and unexpected financial hurdles brought me right back into the cycle. Dealing with debt was an ongoing challenge, no doubt about it.

In 2020, I took the plunge and remarried. But that came with its own set of financial challenges. You see, my husband is a spender, and I, well, I tend to be more of a saver. Let’s just say it’s been a learning experience in compromise, but we’ve managed to find common ground in our budgeting and financial goals.

Today, we’re reveling in the sweet freedom of being credit card debt-free. While we still have car and mortgage loans, banishing that credit card debt has given us the power to beef up our emergency fund, afford significant purchases, and even snag a more spacious home for our blended family.

Introducing Your Friendly Financial Guide: Kristi

A Little More About Me

When I’m not immersed in numbers and budget sheets, I’m usually off on a road trip, exploring new horizons. I have a deep love for travel and am forever daydreaming about the next destination on my bucket list.

Nature holds a special place in my heart too, and slipping into my hiking boots to escape the chaos of daily life is one of my favorite pastimes.

Here are a few fun tidbits about me:

• I’ve set foot in 38 out of 50 states, and I hope to someday see them all.
• Over the years, I’ve called a dozen different places “home,” including five cross-country moves.
• I used to have a love-hate relationship with budgeting, but as a single mom, I devised a no-budget budget system that worked wonders.

My Beliefs

When it comes to personal finance, I have a few core beliefs:

• Simplicity: Keeping your money management straightforward is the key to sticking to your plans.
• Flexibility: Your budget should have room for life’s little pleasures. Those small indulgences help you avoid feeling deprived when you’re on a tight budget.
• Debt Repayment: Tackling debt should be a top priority, as it liberates you from the debt cycle’s clutches.
• Small Steps: Transforming your financial situation takes time. Start with one change, master it, and then move on to the next. It’s much easier to stick to one change at a time.

The Heart of Simply Unscripted

In 2017, I birthed Simply Unscripted as a platform to share the pearls of wisdom, shortcuts, and resources I’ve gathered throughout my financial journey.

Why “Simply Unscripted”?

The name encapsulates our philosophy: life is best when it’s simple, giving us the freedom to pursue our dreams. But let’s be real—life doesn’t always follow the script we pen for it. We must learn, adapt, and navigate the unexpected twists and turns.

Ready to Embark on Your Financial Journey?

Hop over to our “Start Here” page if you’re a newbie around here. It’s your compass to kickstart your expedition towards financial freedom. Your journey awaits, and I’m here to be your companion every step of the way.